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Trade Credit

Get the Materials You Need. Pay in 30 Days.

Flexible trade credit for sole traders. No loans, no stress.

Running a business shouldn’t mean waiting to get paid before you can buy what you need. At Credita, we help
sole traders purchase essential materials and pay later, on flexible 30-day terms

Why Choose Credita Trade Credit?

  • Quick decisions - often within hours

  • Transparent fees - no interest or surprises

  • Materials delivered directly to you

  • Business only use - not a consumer credit product

How It Works

  • You request the materials you need

  • Credita pays the supplier directly on your behalf

  • Your goods are delivered straight to you

  • We send you an invoice with 30-day payment

  • A fixed service/admin fee is added

Credita Connect

Who Can Apply?

You must have a credita accounting agreement in place

You must be 18 or older and not enrolled in our youth accounting services.

You must have a pre-paid tax management agreement In place (Credita Tax Reserve)

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How to apply

  1. Login to your Credita Connect Portal

  2. Click “Trade Credit”

  3. Complete Your Application

  4. Sign the Business Purpose Declaration

  5. ​Wait for Approval

Legal Disclosure: Credita does not provide loans or financial services. We facilitate the purchase of business materials on behalf of sole traders, who then repay us on a deferred invoice.

All clients must confirm that goods and services are for business use only and sign a declaration confirming this. This service is not regulated by the Financial Conduct Authority.

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